Long-established retirement account rules change.

presented by Clear View Financial Services, LLC

The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. With it comes some of the biggest changes to retirement savings law in recent years. While the new rules don’t appear to amount to a massive upheaval, the SECURE Act will require a change in strategy for many Americans. For others, it may reveal new opportunities. Limits … Read More

Debunking Common Retirement Assumptions

Don’t fall for these misconceptions.

presented by Clear View Financial Services, LLC

Financial generalizations are as old as time. Some have been around for decades, while others have only recently joined their ranks. Let’s examine a few. Retirement means I can stop investing. In the past, retirement was viewed as an “end” in many ways. These days though, retirement is often seen as an opportunity to return to one’s passions or just … Read More

7 Ways of Finding Purpose and Fulfillment in Retirement

Douglas YoungUncategorized

They say all good things must come to an end, and that notion can apply to a number of activities in life.  This is especially true when it comes to your job. Many people react differently when it comes to their retirement. For some individuals, retirement is something they’ve looked forward to for much of their lives. It is the … Read More

End-of-the-Year Money Moves

Here are some things you might consider before saying goodbye to 2019.

presented by Clear View Financial Services, LLC

What has changed for you in 2019? Did you start a new job or leave a job behind? Did you retire? Did you start a family? If notable changes occurred in your personal or professional life, then you will want to review your finances before this year ends and 2020 begins. Even if your 2019 has been relatively uneventful, the … Read More

Moving to an Assisted Living Facility

Stephen WierhakeUncategorized

When you reach an advanced age, it can be quite difficult to carry out even some of the very basic day to day tasks. You might have trouble walking for longer periods of time or even lifting something without hurting your back. Even something as simple as cooking may become a strenuous task for you. Many elderly people also suffer … Read More

Rebalancing Your Portfolio

Should investors make regular adjustments?

presented by Clear View Financial Services, LLC

Everyone loves a winner. If an investment is successful, most people naturally want to stick with it. But is that the best approach? It may sound counterintuitive, but it may be possible to have too much of a good thing. Over time, the performance of different investments can shift a portfolio’s intent as well as its risk profile. It’s a … Read More

Living the RV Lifestyle After Retirement

Douglas YoungUncategorized

At some point, we all have probably heard the phrase “living the dream” – but this phrase often means different things to different people. For some, it might be living in a luxury suite with someone bringing them caviar and champagne at their command. For others, it is traveling the world in a recreational vehicle (RV), with few cares about … Read More

Why Having a Financial Professional Matters

A good professional provides important guidance and insight through the years.

presented by Clear View Financial Services, LLC

What kind of role can a financial professional play for an investor? The answer: a very important one. While the value of such a relationship is hard to quantify, the intangible benefits may be significant and long-lasting. There are certain investors who turn to a financial professional with one goal in mind: the “alpha” objective of beating the market, quarter … Read More

The Ultimate Retirement Checklist: 10 Things To Do Before You Retire

Stephen WierhakeUncategorized

You’ve been working for a long time, and retirement is starting to cross your mind. You’re excited but you’re also getting worried that you may not be ready to retire. We are here to put that worry to rest. That is why we’ve put together this comprehensive checklist for you to follow before you make the big leap into the … Read More

Your Diversified Portfolio vs. the S&P 500

How global returns and proper diversification are affecting overall returns.

presented by Clear View Financial Services, LLC

“Why is my portfolio underperforming the market?” This question may be on your mind. It is a question that investors sometimes ask after stocks shatter records or return exceptionally well in a quarter. The short answer is that even when Wall Street rallies, international markets and intermediate and long-term bonds may underperform and exert a drag on overall portfolio performance. … Read More