When you reach an advanced age, it can be quite difficult to carry out even some of the very basic day to day tasks. You might have trouble walking for longer periods of time or even lifting something without hurting your back. Even something as simple as cooking may become a strenuous task for you.
Many elderly people also suffer from memory deficiency, which can be rather dangerous in certain circumstances. For example, forgetting to turn off the stove or to unplug the iron. The results of which can be quite disastrous. This is why assisted living facilities can be such a convenient option, as they help aging people maintain their health, safety, and quality of life.
However, moving to an assisted living facility is never an easy decision to make. It’s difficult on the person making the move by leaving the place where they spent most of their lives, and it’s difficult for their families. After all, they will be leaving their loved ones in the care of strangers.
This is why you need to keep a checklist in mind before making the move. This will not only ensure that your personal finances are protected, but also that the person in need of care is also as comfortable as they can be.
Identify a good facility
The first thing you need to do before making the transition is to research as many care facilities as you possibly can. Become acquainted with the facility, the area and consider the needs you may have. If you have specific medical needs, then you need to be sure that the facility you are choosing is able to provide them.
Moreover, each facility will have different costs. You need to be sure that these suit your budget – especially since that will be your new home and you will likely be spending quite a few years there. You should make sure to visit the facility in person to ensure that they actually provide what they advertise for.
Another important thing to look for is that the facility has all the necessary accreditation and licensing in place. Some states require that the facility has certain certifications in order to maintain its operations.
Assess the options
When thinking about senior living facilities, most people think about hostel rooms that they might have to share with others. However, that is not always the case. Options for assisted living involve living in a community with various types of private living spaces. You may have a studio apartment, a two-room apartment, a luxury suite and so on. Depending on your preferences, you may be able to choose your living space accordingly.
Find out what the Facilities provide
Not every care facility provides the same services. Some of them offer intensive care for elders, whereas others simply allow their residents to age in peace and a safe environment. For instance, while certain living facilities may provide memory care, others may not. This might be a crucial service if you are suffering from conditions such as Alzheimer’s or Dementia. Similarly, most units provide meals for residents, whereas others will provide the option for elders to cook their own meals. The later option is actually preferred by most people who like to cook at least some of their own meals instead of having all their meals prepared for them.
Give it some time
No elderly person will adjust right away to a living facility that is their new home – and they are bound to have a fair amount of complaints settling in. Having said that, you shouldn’t feel pressed to feel at home right away and should take as much time you need to adjust. According to experts, this can take between three and six months.
During the transition, you need to remember why you are here in the first place. It is to keep you safe, healthy. Knowing that you are in a safe space with trained people taking care of you will help reduce stress, both for you and your loved ones.
Keep some personal belongings
Most assisted care facilities will provide the daily necessities that a resident may need. However, it is never a bad idea to bring some of your personal belongings with you to make the transition smoother. Now, the old dining room table and that massive dresser you have may not fit in the new facility – but things like photographs, favorite books, picture albums, or favorite pieces of artwork may easily be transported to your new home.
Moving into an assisted care facility can be very scary – Both for the elderly and their families. However, with the right research and some faith, you will soon realize this was actually one of the best decisions you could ever make. You will learn about the care your parent will receive and how these assisted living facilities operate. There are tons of options to choose from but for your peace of mind, you might want to get started now with a plan for saving money and maybe even seek the advice of a trusted financial advisor.
Presented by Clear View Financial Services, LLC. Opinions expressed are that of the author and are not endorsed by the named broker-dealer or its affiliates. All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. The information in this article is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from an independent professional advisor.